Does Mobile Money Matter? Exploring Mobile Money Adoption by Ghana's Urban Poor

Title

Does Mobile Money Matter? Exploring Mobile Money Adoption by Ghana's Urban Poor

Project Year

2011

Region

West Africa

Country

Ghana

Project Description

This study will evaluate the impact of mobile banking products on the financial behaviors of Ghana's urban poor one year after their introduction into the country. With the use of semi-structured interviews and a document review, we propose to investigate the cultural perceptions of the use of mobile money (MM), identify its successes, as well as any barriers to its adoption, and ultimately, its impact on Ghana?s urban poor with respect to their access to financial resources, attitude toward saving, storage and wealth transfer.

Researcher(s)

Vivian Afi Dzokoto, Edwin Clifford Mensah

About the Researcher(s)

Dr. Vivian Afi Dzokoto received her Ph.D. in Clinical Psychology from the University of Illinois at Urbana Champaign. Currently an Assistant Professor in African American Studies at Virginia Commonwealth University, Dr. Dzokoto?s current research interests include culture and emotion, and redenomination experiences in Ghana.

Researcher 2

Dr. Edwin Clifford Mensah, received his Master of Economics and Ph.D. in Economics degrees from North Carolina State University and is currently an Assistant Professor of Economics in the School of Business at the University of North Carolina at Pembroke, U.S.A. He is also a visiting Professor of Economics at Valley View University-Ghana (West Africa). He is the author of the book, Economics of Technology Adoption: A Simple Approach, and a number of peer reviewed journal publications.

Citation

“Does Mobile Money Matter? Exploring Mobile Money Adoption by Ghana's Urban Poor,” Institute for Money, Technology & Financial Inclusion (IMTFI) Research Projects, accessed March 29, 2024, https://imtfiresearch.omeka.net/items/show/6518.

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