A study on m-finance and consumption smoothening among the poor with irregular income streams

Title

A study on m-finance and consumption smoothening among the poor with irregular income streams

Project Year

2009

Region

South Asia

Country

Sri Lanka

Project Description

This project will explore whether mobile phones help smoothen consumption expenditure among the poor with irregular income streams. It intends to do a qualitative study in Sri Lanka to assess adoption and impact of such services within the economic, social and cultural context of the identified group. It is a qualitative project based on a comparison among people living in three different social settings: one urban, one rural, and one plantation/residential agricultural estate.

Researcher(s)

Harsha de Silva

About the Researcher(s)

Harsha de Silva holds a PhD in economics from the University of Missouri, Columbia with a focus on development finance. He is a development economist focusing on leveraging information and communications technology [ICT] in creating efficiencies in agricultural and financial markets in Asia. As lead economist of regional think tank LIRNEasia and as consultant with International Development Research Centre and several other multilateral development agencies, Harsha is involved in a number of regional studies to advance the knowledge and understanding of the role of ICT and related infrastructure in connecting the poor with markets. Harsha has also worked for the Government of Sri Lanka, co-founded Sri Lanka's largest market research agency now referred to as Nielsen Lanka and been the chief economist of Sri Lanka's premier development bank.

Citation

“A study on m-finance and consumption smoothening among the poor with irregular income streams,” Institute for Money, Technology & Financial Inclusion (IMTFI) Research Projects, accessed March 29, 2024, https://imtfiresearch.omeka.net/items/show/6478.

Output Formats